The financial sector has witnessed a significant rise in the integration of digital platforms. This process gathered further boost after the Government of India introduced the ‘Digital India’ campaign. The digitisation has led major financial institutions like Bajaj Finserv to streamline the various processes individuals need to follow while opting for their services. Thus, those looking for a Bajaj Finserv loan statement can easily access the same via the dedicated Experia app and customer portal.
Steps to view a loan statement on Experia customer portal
Individuals looking to view loan statements via this procedure must first visit the Bajaj Experia login page and follow the steps given below:
Step 1: Input customer ID, email ID, or mobile number
Step 2: Select between ‘Generate OTP’ and password
Step 3: Complete the authentication process to access the account
Step 4: After entering into the account, navigate to the ‘My Relations’ tab and click on ‘View All’
Step 5: Choose the product and select ‘View Details’
Step 6: Once the screen displays the loan details, select ‘E-statement’
After checking loan details, individuals can download their Bajaj Finserv loan statement for future references.
How to view a loan statement on the Experia app?
Potential customers willing to view a Bajaj Finserv statement must first download the Experia mobile app and follow the below-mentioned steps:
Step 1: Open the mobile app, choose a language and select ‘Proceed’
Step 2: Input customer ID and click ‘Continue’, and an OTP will be sent to the registered mobile number
Step 3: Enter OTP and select ‘Login’
After authentication, go to ‘Active Relations’ and choose the statement you want to view. Individuals can download the same for further reference. Customers of this reputed financial institution must note that they can alternatively check their loan statement offline by visiting any branch in person.
Advantages of checking Bajaj Finance loan details via Experia
Illustrated below are the various benefits of checking loan details through the Experia customer portal and mobile app:
-
Enables individuals to plan their part-prepayment better
Once individuals are aware of the remaining EMIs and outstanding loan balance, it will be easier for them to plan part-prepayment and foreclose credit before the tenor ends. Moreover, regular part-prepayment will go a long way in maintaining an excellent credit profile.
-
Helps saving time
On checking loan details online via Experia, borrowers can save a significant amount of time that would have been spent while visiting a branch in person.
-
Punctual EMI payment
After checking loan details, potential borrowers can pay their EMIs on time without missing out. Individuals can be aware of their upcoming payment date beforehand and set a notification for it. Also, the Experia portal allows borrowers to check loan EMI details like the number of instalments already paid, the number of EMIs remaining, etc.
-
Helps detect a discrepancy easily
A loan account statement helps individuals detect any discrepancy in the details and inform the financial institution about it as early as possible to avoid any future discrepancies.
Must Read: How much loan can you get while taking a loan against property?
Features of Bajaj Finserv Experia portal
Besides these, the Experia portal comes with an array of features for potential customers. These are illustrated below:
- Enables customers to update contact details easily
- Allows individuals to download interest certificates, statements, scanned documents, NOCs
- Provides access to customised pre-approved loan offers for both secured and unsecured credit instruments
- Allows individuals to initiate loan part-prepayments, foreclosure and pay missed EMIs
Thus, individuals must keep in mind the above-mentioned information related to viewing a Bajaj Finserv loan statement via Experia. Besides this, individuals must look forward to using the Experia portal or mobile app to seamlessly manage their credit and discover financial solutions based on their requirements.
